Feature / Credit Program

Cash Flow Shouldn't Stop Your Growth.

Review PT5 credit modes, application flow, repayment terms, and transparent rules.

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Credit

$200 Starter Credit - No Qualifications Needed

  • Body
  • Who: New partners, no business verification required
  • How: Connect your store to our system
  • Credit amount: $200 USD
  • Usage: Applied as a discount once your single order reaches $200
  • Cost: Free to activate, free to use within term
  • No credit check, no business registration required
  • " " "$200" "No Qualifications Needed"

50% Inventory Credit - Buy Stock, Pay Half Upfront

  • Body
  • Who: Partners who want to hold inventory with PT5
  • How: Purchase inventory through PT5, pay 50% upfront
  • Credit amount: The remaining 50% of inventory value is provided as credit
  • Collateral: The inventory itself serves as collateral
  • Restocking rule: When inventory level drops below 50%, we notify you to restock
  • Cost: Free during credit term

Cumulative Credit - 5% of Every Order Builds Your Limit

  • Body
  • Who: All PT5 partners from day one
  • How: From your first connected store, we accumulate 5% of all order
  • amounts (across all your stores) as your credit limit
  • Usage: Apply for access when you need it
  • Accumulation: Continuous as long as you remain an active partner
  • Important: If you stop working with PT5 for over one year,
  • previously accumulated credit expires and is no longer counted
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Application Flow

Credit Terms

  • Body
  • Standard credit term: 15-30 days from invoice date
  • Term length is negotiable based on order volume and partnership history
  • We notify you 3 days before the due date
  • As you build history, your credit limit and terms can improve

Late Payment Management Fee

  • Body
  • If payment is not received by the due date, a monthly management fee
  • of 0.5% (five per thousand) applies to the outstanding balance.
  • Fee example: $1,000 outstanding → $5/month management fee
  • We strongly encourage proactive communication if you anticipate a delay.
  • "We're not a bank. We're a partner. If you're struggling, talk to us.
  • We'll work with you if you're honest with us."

Default & Recovery

  • Body
  • For outstanding balances that remain unpaid beyond the agreed term,
  • PT5 reserves the right to
  • • Hold or redirect all pending orders under your account(s)
  • • Dispose of inventory products held in your name to recover the debt
  • • Transfer the debt to a third-party collection agency for further recovery
  • These measures are a last resort. We always prefer to resolve issues
  • through direct communication first.
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CTA Section

Choose the Credit That Fits Your Business

  • Connect your store to get $200 starter credit instantly,
  • or talk to us about inventory and cumulative credit options.
  • [Get Starter Credit →] [Talk to Us →]
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Risk Control

  • dropshipping credit line
  • ship now pay later dropshipping
  • sourcing credit China
  • dropshipping payment terms
  • flexible payment dropshipping agent
  • no upfront payment sourcing
  • inventory credit dropshipping
  • cumulative credit supplier
05 /

Next Step

  • "Credit terms subject to final agreement"
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Service Detail 6

Detail 1

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  • fill:#fff2cc,stroke:#d6b656 ( / )
  • fill:#f8cecc,stroke:#b85450 ( / )
  • Inventory Credit
  • Cumulative Credit

Next Step

Send your product link and destination.

PT5 will help you confirm the real sourcing, QC, packing, and shipping cost before you commit.

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